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Today's Featured Mortgage Rates

Fixed Rates
30 Year Fixed Rate
Rate APR Points
3.375% 3.395% 0.000%
20 Year Fixed Rate
Rate APR Points
3.125% 3.153% 0.000%
15 Year Fixed Rate
Rate APR Points
2.750% 2.785% 0.000%

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My Card Creation

With The First State Bank's My Card Creation, you can upload your favorite picture on your FSB debit card for only $7.00. Simply chose any digital photo for your card and upload it to us. Click here for more information


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A Bank Customer’s Guide to Cybersecurity - FDIC

(Download the PDF version here)
Important, new changes to FDIC Insurance
Click here for more information

Changes to FDIC Insurance


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.