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Personal Checking

The First State Bank currently offers three different styles of checking accounts; learn more about each below.

Then contact us or stop by and let any one of our friendly Customer Service Representatives help you with your account.


Setting up an account is fast and easy.


Select a checking account style to learn more about each.

Our Regular Checking Account offers unlimited check writing, monthly statements along with check imaging and a Debit Card.

There is a $500 minimum balance required to avoid service charges.

You also receive your choice of style of checks and you only need $100 to open your account today.

Our Ultimate Checking Account offers the ability to earn interest on your checking account up to .21% APY*.

You receive monthly statements along with check imaging and a Debit Card. There is a minimum balance required to avoid service charges and a limit of 24 debits per statement cycle.

You also receive your choice of style of checks, and you only need $100 to open your account today.

*Rate effective as of May 14, 2010










Try our checkbook balancer.


Use the Checking Chart to compare the features of each type of checking account to find out which account is right for you.