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Personal Checking

The First State Bank has four different types of personal checking accounts; learn more about each below.

Then contact us or stop by and let any one of our friendly Customer Service Representatives help you with your account.


Setting up an account is fast and easy.


See below to learn more about each one.


50+ Interest Checking

A free, interest-bearing checking account
for those with any signer, 50 years or better.
- Competitive interest
- Free standard checks
- No minimum balance
- No monthly service charge
- No per check charge

Direct Interest Checking

A free, interest-bearing checking account
with the convenience of direct deposit
and/or automatic payments.
Includes:
- Competetive Interest
- No minimum Balance
- No monthly service charge
- No per check charge


Positively Free Checking

A truly free account for anyone who
does not qualify for or want one of
our interest-bearing accounts.
- No minimum balance
- No monthly service charge
- No per check charge


Platinum Interest Checking

An account for customers who
wish to receive a higher rate
when they keep higher balances.
- Competitive interest
- A higher interest rate when balance
is always above $1,500
- Free standard checks
- No per check charge
- A low monthly service charge of
only $7 if the balance falls below $1,500




Try our checkbook balancer.


Use the Checking Chart to compare the features of each type of checking account to find out which account is right for you.


For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.