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Mortgage Loans


The First State Bank offers various programs to meet every need.
Find out more about each of these below.


House

Fixed Rate Loans

A Fixed Rate Loan provides a constant payment for the life of the loan. This type of loan makes it easier to budget your fixed expenses.


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Adjustable Rates and Balloon Loans

The Adjustable Rate and Balloon Loan provides a lower starting payment. This type of loan is good for professionals just starting out in their careers.


Construction

New Construction Loans

A New Construction Loan offers a one time closing that keeps the borrower from paying two closing costs and features an option to convert to a fixed rate loan without refinancing.