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Today's Featured Mortgage Rates

Fixed Rates
30 Year Fixed Rate
Rate APR Points
3.750% 3.770% 0.000%
20 Year Fixed Rate
Rate APR Points
3.500% 3.528% 0.000%
15 Year Fixed Rate
Rate APR Points
2.875% 2.911% 0.000%

Closing due to inclement weather

On Thursday, March 5, all First State Bank locations will be closed due to inclement weather. We apologize for the inconvenience. Click here to view our ATM locations

Important Information on 1098s

Due to a system issue, 1098 statements were mailed with an incorrect phone number along with tax amounts appearing in both Box 4 and Box 5. We are mailing a replacement 1098 that will have all data in the correct box and a correct phone number. Please disregard the first statement. We apologize for any inconvenience. If you have questions, please contact our mortgage department at 1-800-356-3996.

Click here for information on Debit Card Fraud

Information on our new Voice Banking!

Important, new changes to FDIC Insurance
Click here for more information

Changes to FDIC Insurance

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.