Checking Accounts

Your life, your money. Manage it well.

The First State Bank offers checking accounts for every individual’s needs! If you have any questions, contact us or stop by and let any one of our friendly Customer Service Representatives help you with your account.

 

A completely FREE account for everyone!

  • $50 minimum opening deposit
  • FREE Gift*
  • No minimum balance
  • No monthly service charge
  • No per check charge 

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. Free gift may be reported on a 1099-INT or 1099-MISC.

Checking with the convenience of direct deposit or any automatic payment! Set up a direct deposit with this account and receive interest on your balance.

  • $50 minimum opening deposit
  • FREE Gift*
  • Competitve interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. Free gift may be reported on a 1099-INT or 1099-MISC.

 

For clients 50 and better! Those who are interested in opening this account may qualify for joining our Harvest Club!

  • $50 minimum opening deposit
  • FREE Gift*
  • FREE standard checks
  • Competitve interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. Free gift may be reported on a 1099-INT or 1099-MISC.

 

An account for those interested in higher interest! With this account, a higher balance ($1,500.00 or more) will give you a higher interest rate!

  • FREE Gift*
  • FREE standard checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $7 monthly charge if minimum balance falls below $1,500

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening. Free gift may be reported on a 1099-INT or 1099-MISC.

Lyrix Speaker
Credit & Debit Card Buy Back

**Up to $10 for unused checks and debit cards from another finanical institution; given at the time the checks/debit card are presented.