Savings Accounts

Prepare for your future.

Set up a Savings Account

The First State Bank offers a Statement Savings Account with rates as high as .11% Annual Percentage Yield*. You earn interest while building account balance. An average daily balance of $100 is needed to avoid a service charge. You are permitted 6 withdrawals per calendar quarter at no additional cost. A statement is provided every calendar quarter. Children can open a Savings Account, as well. They must have an adult on the account with them. There are no minimum balances and no service charges for a minor’s account.

Savings rates as high as…

.11%APY*

Need Help? Try one of our helpful Savings Calculators below!

Minimum opening deposit of $100 is required to open a savings account. Must meet a minimum balance of $25,000 to obtain the APY (Annual Percentage Yield) stated above. Fee may reduce earnings. Your interest rate and annual percentage yield may change. APY rate offering as of April 25, 2017.

Christmas Club

Christmas Club rates as high as…

.20%APY*

The First State Bank offers a Christmas Club Account for holiday savings. There is a minimum of $1 to open the account and a minimum of $1 that must be deposited each week. However, to earn interest, a minimum of $25 must be maintained daily. If any withdrawal is made from this account before October, the account may be closed.

Minimum opening deposit of $1.00 is required to open a Christmas Club account. Must meet a minimum balance of $25.00 to obtain the APY (Annual Percentage Yield) stated above. Fees may reduce earnings. Your interest rate and annual percentage yield may change. APY rate offering as of April 25, 2017.

Health Savings

Health Savings Plan

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for you, your spouse, and your dependents.